Somewhat Comprehensive |
Maryland |
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State-by-State Assessment of Personal Finance Education Standards | |
State Department of Education Link | http://marylandpublicschools.org/Pages/default.aspx |
Stand-Alone Personal Finance Standards | Yes As of September 2011, all local school systems are required to offer a program of instruction in financial literacy education for students in grades 3-12. Each program of instruction must be aligned to the Maryland Personal Financial Literacy State Curriculum Standards. http://www.marylandpublicschools.org/programs/Pages/Financial-Literacy/standards.aspx |
Personal Finance Standards in Career and Technical Education (CTE), Family and Consumer Sciences | No While there are some standards embedded within courses of the FCS program of study, there is not a stand-alone course for personal financial literacy. |
Personal Finance Embedded in Social Studies or Economics Standards | Yes Personal financial literacy standards are embedded within the economics curriculum grades 3-8. |
Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered | Yes Personal financial literacy is embedded in Algebra I. http://archives.marylandpublicschools.org/fle/docs/math/The_Art_of_Budgeting.pdf http://archives.marylandpublicschools.org/fle/docs/math/All_That_Fine_Print.pdf http://archives.marylandpublicschools.org/fle/docs/math/Are_You_Career_Ready.pdf http://archives.marylandpublicschools.org/fle/docs/math/Learning_and_Earning.pdf http://archives.marylandpublicschools.org/fle/docs/math/Paying_for_Higher_Education.pdf |
Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered | Yes All students are required to received instruction from grades 3-12 utilizing the standards set forth by the state. |
State Assessment of Personal Finance Required | No While there is no specific assessment for financial literacy, financial literacy concepts are tested through the Partnership for Assessment of Readiness for College and Careers, PARCC. |