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State-by-State Assessment of Personal Finance Education Standards
State Department of Education Link
Stand-Alone Personal Finance Standards


Alabama includes financial literacy concepts in the standards for a “Career Preparedness” course. This course is a high school graduation requirement.

Personal Finance Standards in Career and Technical Education (CTE), Family and Consumer Sciences

Yes. Personal Finance – Human Sciences Course

Personal Finance may be taught as a one-credit or half-credit course. The course introduces students to the management of personal and family resources to achieve personal goals and financial literacy.

Personal Finance Embedded in Social Studies or Economics Standards


7th Grade – Civics. Money management, personal budgets, and comparison shopping are addressed.

12th Grade – Economics. A one-semester required course for students in Grade 12 that addresses essential concepts necessary for students to completely and effectively participate in a complex global society.

Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered


Upper Level – Algebra with Finance. A one-credit college and career preparatory course that integrates algebra, precalculus, probability and statistics, calculus and geometry to solve financial problems that occur in everyday life. Prerequisites for this course are Algebra I and Geometry.

Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered


Beginning with the 2013-14 academic year the Alabama State Department of Education implemented the Career Preparedness required course of instruction. The areas of instruction include academic planning and career development, financial literacy and technology. The courses specific to financial education encompass managing finances and budgeting, saving and investing, banking and financial institutions, credit and debt, and risk management and insurance. Students are encouraged to take course as a 9th grade student.

Career Preparedness Course Link:

State Assessment of Personal Finance Required


Alabama does not require standardized testing for financial literacy.