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Legal Disclosure

IMPORTANT LEGAL INFORMATION REGARDING THIS AMERICAN FINANCIAL SERVICES ASSOCIATION EDUCATION FOUNDATION WEB SITE

Your use of the American Financial Services Association Education Foundation Web site is subject to the conditions and qualifications described below. By using the American Financial Services Association Education Foundation Web site, you agree to accept such conditions and qualifications.

No Warranties; Limitation of Liability. This Web site includes information, documents, and materials (collectively, the "Contents") that are subject to change without notice. American Financial Services Association Education Foundation expressly disclaims any obligation to keep Contents up to date or free of errors or viruses, or to maintain uninterrupted access to this Web site. This Web site (including all Contents) is provided "AS IS." Users of this Web site should understand that all Contents have been electronically converted from the media from which originals were produced. American Financial Services Association Education Foundation has not tested or verified the accuracy or completeness of the conversion process.

The American Financial Services Association Education Foundation assumes no responsibility for errors or omissions in any Contents, including Contents that are referenced by or linked (by hypertext links) to third party Web sites. The American Financial Services Association Education Foundation makes no representations or warranties of any kind whatsoever for the Contents or third party Web sites or for any products or services mentioned or offered in the Contents or in third party Web sites.

The American Financial Services Association Education Foundation disclaims any express or implied warranties related to the use of this Web site (including all Contents and third party Web sites), including, without limitation, merchantability, suitability, noninfringement, or fitness for any particular purpose.

The American Financial Services Association Education Foundation shall not be liable for any errors contained herein or for any damages whatsoever arising out of or related to the use of this Web site (including all Contents), including, without limitation, direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if the American Financial Services Association Education Foundation is aware of the possibility of such errors or damages.

Applicable Laws. The American Financial Services Association Education Foundation operates this site from its offices within the United States of America. The American Financial Services Association Education Foundation makes no representation that Contents in the site are appropriate or available for use in other locations, and access to Contents from jurisdictions where illegal is prohibited. Those who choose to access this site do so on their own initiative and are responsible for compliance with applicable laws of their jurisdictions. The conditions and qualifications contained herein will be construed in accordance with the laws of the District of Columbia, United States of America, without regard to its conflict of law provisions.

Reservation of Rights. All Contents (including, without limitation, the graphics, icons, and overall appearance of the American Financial Services Association Education Foundation Web site and the Contents) are the property of the American Financial Services Association Education Foundation. The American Financial Services Association Education Foundation does not waive any of its proprietary rights therein including, but not limited to, copyrights, trademarks, and other intellectual property rights. Links to this Web site are governed by a linking agreement, and the use of any applications on this Web site is governed by the applicable license agreements, as referred to in "Business Applications" above, or other agreements between the user and the American Financial Services Association Education Foundation. Except as authorized by such agreements, this Web site may not be used for any commercial purpose without the prior written consent of the American Financial Services Association Education Foundation. The availability of any Contents through this Web site shall under no circumstance constitute a transfer of any copyrights, trademarks, or other intellectual property rights of the American Financial Services Association Education Foundation to any Web site user or any third party. This Web site and the Contents are protected by U.S. and international copyright laws, both as individual works and as a compilation. You may not delete any copyright or similar notice from any Contents you obtain from this Web site. All Contents ©1998-2004 American Financial Services Association Education Foundation, all rights reserved.

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American Financial Services Association Education Foundation
919 Eighteenth Street, NW, Suite 300, Washington, DC, 20006-5517 / Tel: 202-466-8611 / Fax: 202-223-0321 / E-mail: info@afsaef.org

© 2006 AFSAEF. All rights reserved.