State-by-State Assessment of Personal Finance Education Standards

State Department of Education Link 

Stand-Alone Personal Finance Standards


In January 2018, the State Board of Education adopted the National Jump$tart Standards. The Jump$tart Standards supplement the current College, Career and Civic Life (C3) State Standards for Social Studies, Common Core State Standards in Mathematics (CCSSM), and Family and Consumer Sciences Education Grade Expectations. The state also created a crosswalk to help educators integrate standards across all curriculum. 

Personal Finance Standards in Career and Technical Education (CTE), Family and Consumer Sciences 


There are no stand-alone standards for personal financial literacy, but there are standards embedded within the FCS curriculum. The state has cross-walked the national standards to the FCS curriculum. 

Personal Finance Embedded in Social Studies or Economics Standards 


Financial standards are embedded throughout the social studies curriculum beginning in grade 8. 

Personal Finance Embedded in Mathematics Common Core Standards 


Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered


There is not a required course for graduation; however, the standards are required to be taught across the curriculum. When the Vermont State Board of Education considered the adoption of Financial Literacy standards, it was with the understanding that the standards would be interdisciplinary in nature. Now that the standards are adopted, it is expected that the SU/SD instruct and assess financial literacy concepts based on the standards. How that is accomplished is locally determined.

State Assessment of Personal Finance Required


School districts are given local control as to how to assess the financial literacy standards.