Maryland

State-by-State Assessment of Personal Finance Education Standards

State Department of Education Link

http://marylandpublicschools.org/Pages/default.aspx 

Stand-Alone Personal Finance Standards

Yes

As of September 2011, all local school systems are required to offer a program of instruction in financial literacy education for students in grades 3-12. Each program of instruction must be aligned to the Maryland Personal Financial Literacy State Curriculum Standards. 

http://www.marylandpublicschools.org/programs/Pages/Financial-Literacy/standards.aspx 

Personal Finance Standards in Career and Technical Education (CTE), Family and Consumer Sciences

No

While there are some standards embedded within courses of the FCS program of study, there is not a stand-alone course for personal financial literacy. 

Personal Finance Embedded in Social Studies or Economics Standards 

Yes

Personal financial literacy standards are embedded within the economics curriculum grades 3-8. 

Personal Finance Embedded in Mathematics Common Core Standards 

Yes

Personal financial literacy is embedded in Algebra I. 

http://archives.marylandpublicschools.org/fle/docs/math/The_Art_of_Budgeting.pdf 

http://archives.marylandpublicschools.org/fle/docs/math/All_That_Fine_Print.pdf 

http://archives.marylandpublicschools.org/fle/docs/math/Are_You_Career_Ready.pdf 

http://archives.marylandpublicschools.org/fle/docs/math/Learning_and_Earning.pdf 

http://archives.marylandpublicschools.org/fle/docs/math/Paying_for_Higher_Education.pdf 

Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered

Yes

All students are required to received instruction from grades 3-12 utilizing the standards set forth by the state. 

State Assessment of Personal Finance Required

No

While there is no specific assessment for financial literacy, financial literacy concepts are tested through the Partnership for Assessment of Readiness for College and Careers, PARCC.