State-by-State Assessment of Personal Finance Education Standards

State Department of Education Link 

Stand-Alone Personal Finance Standards


Financial literacy is incorporated in the Practical Living/Vocational Studies program, beginning at the primary level and continuing all the way through high school. It is important to make connections between financial literacy and the economics subdomain of the social studies standards where possible and appropriate. The vocational studies standards are organized around five “Big Ideas” that are important to the discipline of vocational studies. These big ideas are: Consumer Decisions, Financial Literacy, Career Awareness/Exploration/Planning, Employability Skills, and Communication/Technology.

Personal Finance Standards in Career and Technical Education (CTE), Family and Consumer Sciences


Financial Literacy is embedded in the Business and Marketing Education course Accounting and Finance Foundations. This course is offered to grades 9-12. 

Personal Finance Embedded in Social Studies or Economics Standards 


There are not standards embedded, but the state board of education calls for connections to be made where appropriate within the economics curriculum. 

Personal Finance Embedded in Mathematics Common Core Standards


Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered


A bill passed by the General Assembly in March 2018, and took effect July 2018, calls for the Kentucky Board of Education (KBE) to establish academic standards and a graduation requirement for financial literacy. The law, which will be in effect for students entering high school beginning in 2020, was designed to ensure that students are taught how to budget, save and invest. 

State Assessment of Personal Finance Required