Colorado

State-by-State Assessment of Personal Finance Education Standards

State Department of Education Link

http://www.cde.state.co.us/  

Stand-Alone Personal Finance Standards

Yes

Colorado has stand-alone standards for financial literacy adopted in 2008. These standards span a student’s entire school career, from Kindergarten to 12th grade.  The standards are under revision in 2020. 

https://www.cde.state.co.us/sites/default/files/documents/cofinancialliteracy/documents/pfl_addendum.pdf 

Personal Finance Standards in Career and Technical Education (CTE), Family and Consumer Sciences

No

There are some personal finance topics embedded in the Family and Consumer Sciences course Life Management. Specifically, budgets, financial institutions, credit, savings and investments, and insurance. 

https://drive.google.com/file/d/0BwxwaTdQIJahMjdhZmNkYzktMjRiNS00OTQ1LWFmNDQtMDlmZTEzYTcwZTQx/view 

Personal Finance Embedded in Social Studies or Economics Standards 

Yes

Standards are embedded in social studies curriculum from Kindergarten through 12th grade. These standards are required to be taught. High school standards are not articulated by grade level but by standard. This is intended to support district decisions on how best to design curriculum and courses, whether through an integrated approach, a traditional course sequence, or through alternative approaches such as through Career and Technical Education.

https://www.cde.state.co.us/sites/default/files/documents/cofinancialliteracy/documents/pfl_addendum.pdf 

Personal Finance Embedded in Mathematics Common Core Standards 

Yes

Standards are embedded in mathematics curriculum from Kindergarten through 12th grade. These standards are required to be taught. High school standards are not articulated by grade level but by standard. This is intended to support district decisions on how best to design curriculum and courses, whether through an integrated approach, a traditional course sequence, or through alternative approaches such as through Career and Technical Education.

https://www.cde.state.co.us/sites/default/files/documents/cofinancialliteracy/documents/pfl_addendum.pdf 

Personal Finance or Financial Literacy Course Required for Graduation or Required to be Offered

No

There is no specific course for financial literacy. Colorado embeds standards in social studies and mathematics curriculum from Kindergarten to 12th grade. 

State Assessment of Personal Finance Required

No

Colorado requires financial literacy topics to be included in the model content standards for mathematics. Requires certain personal-finance topics be tested as part of a math assessment test given to all students.